Which term specifically denotes damage caused by acts of the king's enemies?

Which term specifically denotes damage caused by acts of the king's enemies?

• A. Act of kings enemies.
• B. Act of God.
• C. Inherent vice.
• D. Tort.

Answer: (A)

In marine insurance, losses are described as resulting from named perils. One of these named perils is acts of the king’s enemies, which means damage caused by hostilities or actions of enemies of the Crown. This category specifically covers harm arising from such human-caused aggression, distinguishing it from other risks. Act of God covers natural, extraordinary events; inherent vice refers to damage from a defect intrinsic to the subject matter; and tort is civil liability from a wrongful act. So the term that denotes damage caused by acts of the king’s enemies is the acts of the king’s enemies peril.

In marine insurance, losses are described as resulting from named perils. One of these named perils is acts of the king’s enemies, which means damage caused by hostilities or actions of enemies of the Crown. This category specifically covers harm arising from such human-caused aggression, distinguishing it from other risks. Act of God covers natural, extraordinary events; inherent vice refers to damage from a defect intrinsic to the subject matter; and tort is civil liability from a wrongful act. So the term that denotes damage caused by acts of the king’s enemies is the acts of the king’s enemies peril.